How do I open a prepaid account?

You can sign up online in seconds or you can call us at 866-925-2036 to sign up by phone.

What do I need to apply for a card?

To apply for an AccountNow Prepaid MasterCard or Prepaid Visa card, you will need to provide your name, phone number, email address, Social Security number, and mailing address. To receive your welcome package and prepaid card, you must enter a physical U.S. address. Cards cannot be sent to post office (P.O.) boxes.

How much does it cost to sign up?

It's free to sign up and receive your AccountNow Gold Visa Prepaid Card or AccountNow Prepaid Visa Card. Once you load your card your Monthly Fee will begin. See our pricing & fees for more details.

How much does it cost to activate a prepaid account?

There is no account set up or activation fee for the AccountNow Gold Visa Prepaid Card. There is a one-time Activation Fee (applied at First Load of Card) of $4.95 for the AccountNow Prepaid Visa Card. Once you load your AccountNow Gold Visa Prepaid Card, your Monthly fee will begin. See our pricing & fees for more details.

Can I open an account if I am on ChexSystems?

Yes. AccountNow does not do a ChexSystems verification when opening new accounts.

Do I have to maintain a minimum balance on my prepaid account?

No minimal balance is required for an AccountNow prepaid account.

Does AccountNow provide monthly account statements?

Yes, we provide monthly online statements free of charge. You can also sign up to receive monthly paper statements sent to your home for a small fee by logging into your prepaid account. See our pricing & fees for more details.

How old do I need to be to get a card?

The minimum age to apply for a prepaid account is 18 years old.

How long does it take to receive a card?

Your card will be delivered in 5-7 business days after you sign up. If you need a replacement card, you may request to have your replacement card expedited for a fee and it will be delivered in 3 business days. See our pricing & fees for more details.

How do I know that AccountNow is a real company?

AccountNow has been an accredited member of the Better Business Bureau since February 2006. Read a full online report of AccountNow from the Better Business Bureau.

Is this a credit card?

No, the only money that will be available to you is money you add to your prepaid card account.

Who can I call with questions?

We can be reached Monday through Saturday from 5 a.m. to 5 p.m. Pacific Standard Time (PST) and Sunday 7 a.m. to 4 p.m. (PST). The number to call is 866-925-2036.



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100% Approval subject to ID verification*
No Credit Bureau Check
$15 Direct Deposit Bonus§





Visa Logo- AccountNow Prepaid Visa
MasterCard Logo- AccountNow Prepaid MasterCard
MetaBank
Bancorp
Verisign
AccountNow, Inc. is a BBB Accredited Financial Service in San Ramon, CA


AccountNow Gold Visa Prepaid Cards and AccountNow Prepaid Visa Cards are issued by The Bancorp Bank or MetaBank® pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. The AccountNow Prepaid MasterCard (Classic) is issued by MetaBank pursuant to license from MasterCard International Incorporated and may be used everywhere Debit MasterCard is accepted. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Funds are FDIC insured through the Issuer to at least $250,000. Please see the back of your card for its issuing bank. The Bancorp Bank and MetaBank, Members FDIC.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

***Conditions and exceptions apply – see Cardholder Agreement.

§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.

There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

Applies to customers with recurring direct deposits, and will be effective after the first direct deposit is received. Faster access to funds is based on comparison of traditional banking policies versus eligible electronic direct deposit. Direct deposit and early deposit capability is subject to payer's support of the feature and timing of payer's funding.

This is not a credit card. Subject to ID verification.

Ingo Money Disclaimer: Ingo Money is operated by Ingo Money, Inc. and all check funding services are provided by First Century Bank, N.A. (collectively, "we", "us" or "our"). Use of Ingo Money is subject to the Ingo Money and First Century Bank Terms and Conditions, and the information you send to us is subject to the terms of our Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding in our sole discretion. Unapproved checks will not be loaded to your card. We reserve the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere after funding, or if you otherwise act illegally or fraudulently. App Store is a service mark of Apple, Inc. Google Play is a trademark of Google, Inc. Data rates may apply.

AccountNow is a trademark of AccountNow, Inc. All other trademarks, service marks and other registered marks are the property of their respective owners.
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