get paid faster with direct deposit to your AccountNow prepaid debit card
  1. Sign Up for an AccountNow card

  2. Get Started with Direct Deposit. Plus, get a $15 bonus§
    with second qualifying direct deposit of $500 or more Learn More

Already have a card?
Use the links below and log in to get your routing and direct deposit numbers.

Up to 4 days faster
for benefits

Benefits

Up to 2 days faster
for paychecks

Paychecks

*We load your pay when your employer or benefits provider gives us early notice you have money coming. Not every employer or benefits provider gives us early notice every payday, but many do.

Direct Deposit — Frequently Asked Questions:
How does it work?
Direct Deposit can be used for government benefits such as Social Security, Unemployment, Disability, Medicare, Medicaid, Welfare, Veterans Administration compensation and more. All or part of your benefits can be directly deposited to your card account. Existing cardholders can log in to the online Customer Center to print out a Direct Deposit Form. Fill it out and give it to your benefits provider. The form will include both a bank routing number (sometimes referred to as the “ABA Routing Number”) and your deposit account number.
How long will it take for direct deposit to start on my AccountNow card?
It generally takes 1 or 2 pay periods for Direct Deposit to begin on your AccountNow card once you made the request with your benefits provider. Ask your benefits provider for more information.
How much does it cost?
Direct Deposit is a free service for you and your employer or benefits provider.
How will I get paid up to 4 days faster?
Direct Deposit is the fastest way to get access to your money. Once you set up Direct Deposit with your benefits provider, AccountNow will process deposits as soon as they are received—which may be up to 4 days faster than you would normally receive your benefits pay from your benefits provider. This is subject to your payment provider's process and timing. Often benefit providers may not submit early every pay period depending on the day of the week, month and holidays. This means you will not always get your deposit as early every pay period.
How will I get paid from my employer up to 2 days faster?
Direct Deposit is the fastest way to get paid and avoid the hassles of dealing with a paper check. With Direct Deposit your funds are electronically deposited into your card account so there’s no waiting for a check to clear. Once you set up Direct Deposit with your Employer, AccountNow will process deposits as soon as they are received—which may be up to 2 days faster than you would normally receive a check from your employer. This is subject to your employer's process and timing. Often employers may not submit early every pay period depending on the day of the week, month and holidays. This means you will not always get your deposit as early every pay period.
When will I start getting paid early for my paycheck or benefits?
We load your pay when you employer or benefits provider gives us early notice you have money coming. Not every employer or benefits provider gives us early notice every payday, but many do. If your employer or benefit provider give us notice, you should see early deposits effective when the first direct deposit is received. However, it's important to note that if and how early your deposit can be posted to your account is completely dependent on when your employer or benefits provider sends us the payment instructions.
Can the dates of my deposits vary?
Yes, the dates of your deposits may vary depending on the timing of the benefit payer's funding.
What if I am already enrolled in Direct Deposit?
You don't need to do anything. If you've already made a deposit, you should already be getting access to your money faster!
How do I qualify for the $15 Direct Deposit bonus?
This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 Direct Deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring Direct Deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.
How it works
This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.
How it works
Many employers notify the bank of payroll direct deposits before your official payday. If we receive sufficient early notice, we will deposit your pay into your account early. Ask your employer when they submit their direct deposit information to the bank. Your employer may not submit early every pay period.





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© 2017 Green Dot Corporation. New cards are provided by Green Dot Corporation, a member service provider for Green Dot Bank, and issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Green Dot is a registered trademark of Green Dot Corporation.  Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. For existing card accounts, please see back of card or log in to your account to see the card issuer.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Approval is subject to identity verification, as well as and other fraud prevention measures.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.

There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

This is not a credit card. Subject to ID verification.

Ingo Money Disclaimer: Ingo Money is operated by Ingo Money, Inc. and all check funding services are provided by First Century Bank, N.A. (collectively, "we", "us" or "our"). Use of Ingo Money is subject to the Ingo Money and First Century Bank Terms and Conditions, and the information you send to us is subject to the terms of our Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding in our sole discretion. Unapproved checks will not be loaded to your card. We reserve the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere after funding, or if you otherwise act illegally or fraudulently. App Store is a service mark of Apple, Inc. Google Play is a trademark of Google, Inc. Data rates may apply.