It's your money. Get it sooner…
get paid faster with direct deposit to your AccountNow prepaid debit card
get paid
up to
2 days faster
with direct deposit
get paid faster with direct deposit to your AccountNow prepaid debit card

2 simple steps to getting paid up to 2 days faster:

  1. SIGN UP for an AccountNow card

  2. ENROLL IN DIRECT DEPOSIT. Plus, get a $15 bonus§ with qualifying direct deposits.

Start getting paid faster now!

Select where will you be receiving your direct deposit from:

Employer paycheckGovernment benefits check

Don’t have an AccountNow Card? Sign up here check the back of your accountnow prepaid debit cardLook on the back of your card for your issuing bank.

Direct Deposit — Frequently Asked Questions:
How does it work?
Direct Deposit can be used for paychecks & government benefits checks (Social Security, SSI, SSDI, DFAS or VA compensation). All or part of your paycheck/benefits check can be directly deposited to your card account. Existing cardholders can log in to the online Customer Center to print out a Direct Deposit Form. Fill it out and give it to your employer or benefits provider. The form will include both a bank routing number (sometimes referred to as the “ABA Routing Number”) and your deposit account number.
How long will it take?
It generally takes 1 or 2 pay periods for Direct Deposit to begin. Ask your Employer or Benefits provider for more information.
How much does it cost?
Direct Deposit is a free† service for you and your employer or benefits provider.
How will I get paid up to 2 days faster?
Direct Deposit is the fastest way to get paid and avoid the hassles of dealing with a paper check. With Direct Deposit your funds are electronically deposited into your card account so there’s no waiting for a check to clear. Once you set up Direct Deposit with your Employer or Benefits Provider, AccountNow will process deposits as soon as they are received—which may be up to 2 days faster than you would normally receive a check from your employer or benefits provider.
When will I start getting paid early?
Not everyone will get paid earlier than the employer or benefits provider's scheduled pay date as direct deposit and early deposit capability is subject to the employer or benefits provider's support of the feature and the timing of the employer or benefits provider's funding. If your employer or benefits provider supports direct deposit and sends funds in advance of your payday, you should see early deposits effective after the first direct deposit is received.
Can the dates of my deposits vary?
Yes, the dates of your deposits may vary depending on the timing of the payer's funding.
Is the early deposit feature available on all AccountNow card programs?
Yes, this early deposit feature is available on all AccountNow Gold Visa, Classic Visa and MasterCard Prepaid Cards. Click here to sign up. It's important to note that not all deposits will post early, as it’s dependent upon when we receive your deposit information. Each pay period may vary.
What if I am already enrolled in Direct Deposit?
You don't need to do anything. If you already made more than 2 deposits, you should already have seen the benefits of this new feature and are getting paid earlier!
How do I qualify for the $15 Direct Deposit bonus?
This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 Direct Deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring Direct Deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.


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© 2016 Green Dot Corporation.  The AccountNow Prepaid Visa Card and AccountNow Gold Visa Prepaid Card are issued by Green Dot® Bank, The Bancorp Bank, or MetaBank® pursuant to a license from Visa U.S.A. Inc. The AccountNow Prepaid MasterCard (Classic) is issued by MetaBank pursuant to a license by MasterCard International Incorporated. Visa is a registered trademark of Visa International Service Association. MasterCard is a registered trademark of MasterCard International Incorporated. Green Dot is a registered trademark of Green Dot Corporation. Please see the back of your card for its issuing bank. Usage restrictions may vary by issuing bank. Please refer to your Cardholder Agreement for specific details. Green Dot Bank, The Bancorp Bank, and MetaBank; Members FDIC.

All rights reserved. All other trademarks, service marks and other registered marks are the property of their respective owners.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Approval is subject to identity verification, as well as and other fraud prevention measures.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

***Conditions and exceptions apply - see Cardholder Agreement.

§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.

†There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

▼How it works: Many employers and benefits providers notify the bank of direct deposits before your official payday. If we receive sufficient early notice, we will deposit your payroll or benefits into your account early. Ask your employer or benefit provider when they submit their direct deposit information to the bank. Your employer or benefit provider may not submit early every pay period. Early deposit for benefits will post after your first benefits direct deposit.

∞ This is not a credit card. Subject to ID verification.

■Ingo Money Disclaimer: Ingo Money is operated by Ingo Money, Inc. and all check funding services are provided by First Century Bank, N.A. (collectively, "we", "us" or "our"). Use of Ingo Money is subject to the Ingo Money and First Century Bank Terms and Conditions, and the information you send to us is subject to the terms of our Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding in our sole discretion. Unapproved checks will not be loaded to your card. We reserve the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere after funding, or if you otherwise act illegally or fraudulently. App Store is a service mark of Apple, Inc. Google Play is a trademark of Google, Inc. Data rates may apply.